Those who grow, nurture, and harvest plants that are used in cannabis products.
A cultivator’s role includes planting, growing, harvesting, drying, curing, grading, or trimming cannabis products. The duties are not free of risks or challenges, and that’s where insurance becomes essential.
Health concerns include exposure to ultraviolet (UV) radiation, mold, VOCs (volatile organic compounds), and particulate matter. There could also be worker complaints or issues regarding ergonomic (manual labor) injuries, working in harsh conditions, and more.
There’s also the potential risk of crop loss. Having crop coverage protects cultivators agains harsh climate conditions.
Other factors affecting cultivators include fire, theft, fire system malfunctions, mold, disease, and fertilization mistakes.
A comprehensive, custom cannabis policy can protect cultivators or harvesters from lawsuits or unforeseen events.
